Wednesday, January 02, 2008

The Best Way To Start the New Year

The best way to start the new year is by being a victim of credit card fraud. Oh yes, just the best way. I checked the bank account, like I do almost daily and found the balance a lot lower than expected. I found a pending transaction for almost $500 for a Toys R Us in Utah. Freaking Utah! So I immediately call the bank and tell then about this pending transaction. They tell me it was done with PR Dad's debit card number. So I close his card, because I can't imagine even more being taken out of our account. Then they tell me that nothing can be done about this transaction until it clears the account. They told me the transaction would clear by this morning. PR Dad is beyond pissed. And we just can't figure out how someone got a hold of his number. And such great timing. Only the freakin mortgage is due at the beginning of the month! It still hasn't cleared. I don't know if this is a good thing or a bad thing. I think that it is so stupid that there is nothing they can do until the fraudulent transaction has gone through my account. What a way to start the new year. Hope it is not a sign of things to come.


  1. Anonymous8:21 PM

    hey cuz damn i feel you on this one...i had this dude that i guess had the same numbers except the last on my debit card and he kept buying porn and who knows what else from my account...its frustrating but i get my money back within that day...i just had to create a new account though...but hope you get ur money back the way what does PR mean im sure its not what it usually means which is Puerto Rican since u always call that to ur hubbie..just wondering lol

  2. Anonymous10:24 PM

    That's horrible. That happened to Annie. The banks better get a fix on this kind of crime because they are losing lots of money.
    Shred everything and watch your statements!


  3. Anonymous9:34 AM

    it does suck, why they can't do anything i don't know. dont worry its not a sign of the new year, just idiots.

  4. Anonymous12:20 PM

    I feel your pain comadre. Someone got us for five thousand last year. It took a couple months to get our money back. Not fun.

  5. Anonymous12:23 PM

    that happened to jz and i except it was thousands o' dollars...:( it was also jz' debit card # they were using ...and unfortunately b/c it was his card and not mine they would not let me close the acct/card. while he was in class i was freaking out at home! The bank gave us a conditional credit w/in a few days but it took a couple months to clear up!

    P.S. file a police report


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